Credit Review

Credit Struggles? Let’s Tackle Them — Together.

Get clear, judgment-free advice that helps you boost your credit and unlock better mortgage options in West Volusia, Seminole County, and beyond.

If your credit score is making you sweat, you’re not alone — and you’re not stuck.

Our credit review service helps you understand what’s on your report, how it’s impacting your mortgage options, and what practical steps you can take to improve it. Whether you’re trying to qualify for a home loan in DeLand or eyeing a refinance in Altamonte Springs, this is the place to start.

How it works

Step 1

We review your credit report with you — line by line, no jargon.

Step 2

We explain what lenders look for and how your score stacks up.

Step 3

You’ll get a simple, personalized plan for building better credit.

Step 4

We guide you through what to fix, what to monitor, and what to ignore.

Step 5

When you’re ready, we help you take the next step toward prequalification or approval.

Who It's For

  • First-time buyers who need to raise their scores


  • Borrowers recovering from past financial hiccups


  • Self-employed folks with credit quirks


  • Anyone who wants honest advice before diving into the mortgage process

Credit Review FAQs

  • Will checking my credit with you hurt my score?

    Nope. We use a soft pull — which means it won’t impact your credit at all.

  • How long does credit improvement take?

    It depends, but many clients see improvements in as little as 30 to 60 days with the right steps.

  • Can I still get a loan with bad credit?

    Yes — we work with multiple lenders, including those with flexible requirements. Credit review just helps you qualify for better rates.

  • Do I have to commit to a mortgage if I use this service?

    Not at all. Credit review is a standalone service — however, once we're done explaining how it works, you're not going to want to work with anyone else.

  • Is this only for people with “bad” credit?

    No — it’s for anyone who wants to understand and improve their financial profile before applying.

Why Acceptance Mortgage Solutions?

We don’t just run your credit and wish you luck. We walk with you — helping you understand what lenders are really looking for and how you can get there. And we do it with a local, personal touch that online calculators can’t compete with.


Benefits You Can Expect


  • Clear, actionable credit insights
  • Better odds of mortgage approval
  • Access to lower interest rates
  • No fluff, just guidance
  • Local experts who actually pick up the phone
An elderly woman in an apron is standing in a greenhouse.

Ready to take the next step?

Let’s turn that credit score into a stepping stone. Whether you’re shopping for your first home or getting ready to refinance in Longwood or Lake Mary, we’ll help you get mortgage-ready — one smart move at a time.